23 November 2017

2018 Economic Outlook: Opportunities for the Local Economy

Pekanbaru, 23 November 2017 – PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and Bisnis Indonesia daily, once again hosts the Entrepreneur Networking Forum. The discussion, under the theme of 2018 Economic Outlook: Optimizing Regional Potential in the Digital Era, features economist from Universitas Riau Dahlan Tampubolon and Head of Small Medium Enterprise Business BTPN Sonny Christian Joseph. The event is moderated by Chief Editor of Bisnis Indonesia Hery Trianto.  


The discussions explore various opportunities and challenges that are faced by players in Indonesia’s economic sector in the coming year. In his presentation, Sonny Christian Joseph said, as a bank with a vision of making a difference in the lives of millions of Indonesians, BTPN believes that innovation is the key to growth.


To this end, BTPN continues to make innovations aimed at meeting the needs of its customers. One of these is BTPN Mitra Bisnis, a business unit designed specifically to cater various needs of small and medium enterprises (SMEs) through reliable financial solutions, business capacity development, and access to wider markets.


BTPN Mitra Bisnis offers numerous banking products and services designed to support working and investment capital needs of its customers. In addition to financial products and services, BTPN Mitra Bisnis also provides non-financial solution support that is incorporated within Daya, to assist customers developing their capacities in running businesses. Daya is a measured and sustainable empowerment program intended to enhance customer capacities.


Through Daya Tumbuh Usaha Mitra Bisnis, customers will get inspirations to make their business successful, expands their knowledge, and it also serves as a platform to establish networks with fellow BTPN Mitra Bisnis customers.


We have various topics chosen specifically based on customers' needs. These include business taxes presented by tax consultants, financial reporting, legal aspects of business, and marketing enhancements through digital media. These kinds of forums are expected to inspire our customers to continue innovating so they don't get left behind by today's technological developments,” said Sonny.


To support business processes oriented to the needs and convenience of customers, BTPN Mitra Bisnis also utilizes its digital platforms. With services that can be customized to the needs of each customers, Sonny expects BTPN Mitra Bisnis to continue acting as a proven partner to SMEs in developing their business and supporting the economic growth.


At the same occasion, Universitas Riau economist Dahlan Tampubolon predicts that Riau's economy will do better in 2018 due to the improving global economy, as well as the increasing prices of commodities, such as oil, CPO and rubber, which are the backbone of Riau's economy. These increased commodity prices are also expected to drive improvements in people’s purchasing power.


“Furthermore, another factor supporting growth is the positive outlook for the banking sector next year. The downward trend in domestic interest rates is expected to strengthen the performance of banks, enabling them to provide solid support to the growth of the real sector, including micro, small and medium enterprises (MSMEs),” Dahlan explained.

For further information please contact:


PT Bank BTPN Tbk
Andrie Darusman – Communications & Daya Head
Email: [email protected] or [email protected]


Bank BTPN in brief

PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive underprivileged communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving microbusinesses, BTPN Business Banking—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving productive underprivileged customers. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.