Bank BTPN E-Banking & Banking Reinvented
Get the easy and convenient banking from your PC, laptop, tablet, or smartphone.
Jenius Banking Reinvented
03 May 2019
Jenius is officially present in Yogyakarta and Semarang For a simple, smart and save Life Finance solution
Yogyakarta, May 3, 2019 – Jenius, life finance solution for digital savvy, is now officially present in Yogyakarta and Semarang. Since being introduced for the first time in August 2016, Jenius has received warm welcome from Indonesian digital savvy. Jenius has been available in the Greater Jakarta, Surabaya, Malang, Medan and Makassar, and now Jenius is launched in Yogyakarta and Semarang.
In Yogyakarta, Jenius booth are available at the Ground Floor of Plaza Ambarukmo, Lower Ground floor at Hartono City and Ground Floor of Jogja City Mall Atrium. Meanwhile, digital savvy in Semarang can visit Jenius booth at the 3rd floor of Paragon City Mall and the Upper Ground floor of Java Mall. Today, it is much easier to activate the Jenius account by video call with Jenius Crew.
Based on a research by Nielsen, in the past five years 37 percent of Indonesian people are using smartphones whereas the use of Internet daily has increased by 22 percent. On the Jenius Financial Study survey result, called the Indonesia Digital Savvy Behavior 2019, Jenius reviews digital influence to the conventional behavior of digital savvy in Indonesia. The study was conducted on 2,055 respondents in 11 major cities of Indonesia, including Palembang. Based on the study, the Gen Z group (below 24 years old), Gen Y (25-38 years old), Gen X (39-53 years old) and the Baby Boomers (54-68 years old) have accessed different applications through their smartphones, including entertainment, chatting and finance. In the same study, it was found that in average, digital savvy in Indonesia accessed internet for 4.7 hours per day. Whereas digital savvy in Yogyakarta used internet for 5 hours in average while in Semarang 6 hours in average.
Irwan Sutjipto Tisnabudi, BTPN Head of Digital Banking, explained, “Indonesians’ lifestyle has developed with the presence of internet supported by access to smartphones. With Nielsen, we are doing financial study to see the phenomenon in several major cities, including Yogyakarta and Semarang. The integration of internet and smartphones has changed the way the people are doing their daily activities including in the financial aspect. Therefore, we are present in Yogyakarta and Semarang to offer the simple, smart and save life finance solution.”
Jenius is a revolutionary application from Bank BTPN which is completed with Visa debit card to manage life finance through smartphone. “Jenius believes that every decision in life has consequence to financial aspect whether we believe it or not. Jenius is present as a life finance solution that combines the lifestyle and finance elements to help digital savvy to make a wiser decision,” Irwan added.
Through features in Jenius, digital savvy can manage their financing such as opening an account, doing transaction and managing their account simpler, smarter and saver by using their smartphones. The unique features in Jenius are, among others, Sent It that can be used to transfer money and pay telephone bills, credit card, e-commerce, internet, pay TV, transportation and top up mobile phone through smartphones. The $Cashtag feature gives options for customers to remember and share the information of their account number because it is created with names instead of numbers.
As a comprehensive financial management solution, Jenius offers several savings in one Jenius account such as Flexi Saver, Dream Saver and Maxi Saver. Flexi Saver is a flexible saving with attractive interest that can be withdrawn or deposited anytime without time specific. The Dream Saver can be used for specific purpose and can be automatically withdrawn from active balance be it daily, weekly or monthly. Meanwhile, the Maxi Saver is a time deposit from Jenius with optimum interest. Each Jenius customer can open a saving without the need to line up in the branch office and can flexibly decide the saving period from one to 12 months.
Apart from that, each Jenius customer has the opportunity to get up to five debit cards with Visa and GPN network that can be used to allocate the financing according to their needs. Jenius debit card consists of the main debit card (m-Card), the virtual debit card (e-Card) and the additional debit card (x-Card) that can be used in the ATM Bersama/Prima network. It also has the e-Wallet Center feature that can be used to top-up Go-Pay, OVO, Link Aja and M-Tix.
Febrian, a Jenius User and travel blogger, shared his experience in using Jenius for the past two years to manage his daily finance, including planning for holiday. “The innovative Jenius features help me manage my financing quicker and saver through smartphone. For example, I can manage my spending through my x-Card, top up my online transportation credit, transfer money to my friend and do the online shopping. When travelling overseas, I can also use the Jenius x-Card that can be topped up from the application and can be used to withdraw money and do transaction in any merchants in the Visa network,” Febrian said.
Jenius was born from a collaboration and co-creation process from digital savvy for 18 months before being launched. This collaboration and co-creation are used to develop unique features in Jenius. “The presence of Jenius in Yogyakarta and Semarang is our effort to help digital savvy manage their finance better and provide a more comprehensive financial service. Besides, we hope to jointly collaborate and co-create to provide relevant banking services for digital savvy needs in both cities,” Irwan said.
For further information please contact:
PT Bank BTPN Tbk
Andrie Darusman – Daya & Corporate Communications Head
Email: [email protected] or [email protected]
PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive, pre-prosperous communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving micro businesses, BTPN SME—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving customers from the mass market. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.