23 February 2024

Jenius Introduces GarudaMiles for Real-Time Redemption of Travel Category Yay Points, directly from the Jenius App

Jakarta, 23 February 2024 - Jenius from Bank BTPN unveils its newest GarudaMiles reward for redeeming Yay Points - points on the Jenius Credit Card in the Travel category. This addition further enriches the Travel category rewards for Yay Points redemption, introduced in October 2022.


Febri Rusli, Head of Digital Banking Partnership at Bank BTPN, remarked, "We have noticed the strong enthusiasm among Jenius Credit Card users for their travel needs, both internationally and within Indonesia. In response, Jenius is excited to announce a new collaboration with Garuda Indonesia, the national flag carrier, introducing GarudaMiles as a reward that can be redeemed with Yay Points real-time directly from the Jenius app. This strategic collaboration aims to broaden our array of reward choices, catering to the diverse needs of our Jenius users."


The redemption of Yay Points can be done directly in real-time through the Jenius app, eliminating the need for complicated phone calls or prolonged waits. This exemplifies the spirit of "Think Unthinkable" that Jenius embraces, consistently innovating and introducing features in ways that never thought of before. Similarly, the redemption process of Yay Points to GarudaMiles can also be seamlessly carried out in real-time directly from the Jenius app.


Ima Rahmaniar, Miles & Ancillary Group Head at Garuda Indonesia, stated, "As the flag carrier airline of Indonesia for 75 years, Garuda Indonesia is delighted to partner with Jenius in offering a more straightforward and convenient points redemption experience. The real-time points redemption system through the Jenius app is an innovative breakthrough, simplifying the process of redeeming credit card points into GarudaMiles for the public. This collaboration expands opportunities for the Indonesian community to effortlessly enjoy our five-star flight services, making their dreams of traveling to various exotic destinations in Indonesia more comfortable."


The addition of GarudaMiles as a reward in the Travel category expands the options for redeeming Yay Points, providing more variety and customization for holidays. Jenius users can now enjoy domestic vacations more comfortably by redeeming Yay Points for GarudaMiles in real-time directly from the Jenius app, exploring favorite domestic destinations such as Bali, Lombok, Labuan Bajo, Surabaya, Medan, Banda Aceh, Yogyakarta, and various other domestic destinations. Additionally, Jenius users can utilize GarudaMiles for free flights or upgrade flights to Business Class.


#SemuaAdaPoinnya with Jenius Credit Card

Jenius believes that every credit card transaction is worthwhile because #SemuaAdaPoinnyas. Users can make the most of their spending, as each transaction of Rp10,000 with the Jenius Credit Card earns them 1 Yay Point. Furthermore, users can optimize their Yay Points collection with Double Yay, where 1 Yay Point is equivalent to Rp5,000. Double Yay Points automatically apply to foreign currency transactions abroad (online or offline) and transactions in selected categories. There are four options for Double Yay categories: Beauty & Fashion, Food & Beverages, Travel & Leisure, and Groceries & Gasoline.


GarudaMiles is Garuda Indonesia's loyalty program for passengers flying its airline services (also extending to partner airlines within the SkyTeam alliance). Passengers can collect GarudaMiles, redeeming for a range of rewards, including Award Tickets to preferred destinations or Upgrade Awards from Economy Class to Business Class across various flight routes. Moreover, GarudaMiles provides additional benefits such as a specialized check-in counter at the airport, extra baggage allowance, priority baggage handling, priority waitlisting for flight reservations, and access to the Garuda Indonesia airport lounge.


Jenius users can benefit from a competitive conversion rate, with 1 Yay Points equal to 1 GarudaMiles, and can be redeemed starting from 15,000 Yay Points (equivalent to 15,000 GarudaMiles). The earning rate becomes even more advantageous with Double Yay, converting 1 GarudaMiles for transactions worth Rp5,000. This exclusive offer applies to transactions in foreign currencies abroad (online & offline) or transactions in selected categories.


One day only! Get up to 10,000 GarudaMiles from Jenius Credit Card!

Jenius is also offering a bonus of up to 10,000 GarudaMiles, exclusively applicable for the redemption of 15,000 Yay Points to GarudaMiles through the Jenius app on February 29, 2024, from 00:00 to 23:59 WIB. Jenius users has the opportunity to redeem 15,000 Yay Points to GarudaMiles up to a maximum of two redemptions, receiving a bonus of 5,000 GarudaMiles for each redemption. Therefore, Jenius users can optimize the collection of miles for free flights to various favorite destinations at various moments, starting from the Lebaran to the New Year holiday. For more information, please visit the following link:


"GarudaMiles, now available as a redemption option for Yay Points in the Jenius app, emphasizes our commitment to offer a complete range of digital financial products and services. We aim to provide convenience for all Jenius Credit Card users and help domestic travelers enjoy safe and comfortable flights. Moving forward, we will continuously add new reward options catering to the needs of digital- savvy communities," concluded Febri Rusli.

For further information please contact:


PT Bank BTPN Tbk
Andrie Darusman – Communications & Daya Head
Email: [email protected] or [email protected]


Bank BTPN in brief

PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive underprivileged communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving microbusinesses, BTPN Business Banking—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving productive underprivileged customers. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.