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27 July 2020
Jenius Launches Jenius QR to Support Non-Cash Payments
Jakarta, 27 July 2020 – Jenius, the life finance solution from Bank BTPN, has launched its latest feature, Jenius QR. This feature supports the convenience of the transaction of Indonesia's digital-savvy communities, while also supporting Bank Indonesia’s program to increase the usage of non-cash payment method. Jenius QR helps digital savvy to do transactions easily without using cash or debit cards, immediately deduct from the activate balance, without the need to switch applications.
Waasi Sumintardja, Digital Banking Business Product Head Bank BTPN explained, “Through the process of co-creation, Jenius heard the needs of digital-savvy for easier and simpler payment methods, one of which is the non-cash transaction services. For this reason, we introduce Jenius QR as a new non-cash payment method that made transactions become simpler, smarter, and safer because the transaction is directly connected to Active Balance and recorded in transaction history. Jenius QR also aims to support the government’s recommendations in the current adaptation of new habits to minimize physical contact, including when doing payment transactions and making it easy for merchants and Jenius users.”
This new normal adaptation period has significantly affected the habits and ways of doing things, including accessing personal finance to allocating funds in order to survive in the current situation. Based on the “Jenius Study: Digital Savvy Behavior During the New Normal Adaptation” survey conducted over 307 Indonesia digital-savvy, there were 52% of respondents still working from home and 48% have already working from their offices. The survey results also showed that five most frequently performed activities outside the home by respondents who were still working from home are shopping at convenience stores (61%), shopping at the supermarket (44%), shopping at the traditional market (30%), praying outside the house (28%), and outdoor sports (20%).
Furthermore, the three most common offline transactions during the adaptation of new habits by respondents who have worked from the office are shopping for groceries (72%), buying snacks (62%), and buying electronic goods (62%). Whereas respondents who are still working from home are dominated by online transactions. The three most common online transactions conducted by respondents who are still working from home are fashion shopping (88%), gadgets buying (80%), and vitamins and supplements purchasing (59%). The survey result also showed that digital savvy in the Greater Jakarta area have began to switch to non-cash payments during the adaptation of this new normal habits.
Jenius QR helps digital savvy to transact in Indonesia Standard Quick Respond Code (QRIS) network throughout Indonesia, including e-wallet networks such as GoPay, OVO, DANA, and so on. Digital savvy’s health and safety are better protected because all payments are contactless. Jenius QR is accepted for various types of transactions in any QRIS network. Users only need to scan QRIS within the Jenius app to make a minimum payment of IDR 1,000 at all QRIS merchants throughout Indonesia. From buying snacks at shopping stalls and eating out at restaurants, to transfer some fund for payments, digital savvy only need to scan QRIS with a maximum payment limit of IDR 2,000,000.
Digital savvy can also transact in a simpler way from one application using Jenius QR. Users can simply scan the QRIS with Jenius application without having to switch to other applications and without the hassle of top-up. QRIS payments with Jenius will deduct Active Balance and every transaction will be directly recorded in Moneytory, so users can find out and track expenses more simply.
“The need of digital-savvy is growing dynamically. For that reason, Jenius wants to constantly provide a life finance solution that is simpler, smarter, and more secure through the process of co-creation and collaboration. Hopefully, this new feature can be useful and support the non-cash payment ecosystem and digital economic integrations in Indonesia,” said Waasi.
Jenius prioritizes users’ safety and comfort by continuing to innovate and regularly educate digital-savvy. Jenius from Bank BTPN is registered and supervised by OJK and guaranteed by LPS. Further information about Jenius can be seen at https://www.jenius.com/. If you have questions about Jenius, do not hesitate to contact our 24-hour customer service on Twitter: @jeniushelp, Call Center: 1500 365, and email: [email protected].
For further information please contact:
PT Bank BTPN Tbk
Andrie Darusman – Communications & Daya Head
Email: [email protected] or [email protected]
PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive, pre-prosperous communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving micro businesses, BTPN SME—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving customers from the mass market. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.