Savings Account

BTPN Wow! savings account product is the embodiment of BTPN’s commitment to carry out the Laku Pandai (Branchless Banking for Financial Inclusion) program initiated by the Financial Services Authority (OJK). With BTPN Wow!, you do not need to come to the nearest banks to carry out your transactions. BTPN Wow! offers branchless banking solutions for the segment which has no access to banking by offering the transfer service, bill payment and other features that could be accessed through standard mobile phone.

With BTPN Wow!, opening an account, saving and cash withdrawing can be done through the nearest BTPN Wow! agents.

Product features

  • Interest rate 0.25% p.a.
  • Minimum initial deposit Rp 0
  • Minimum balance Rp 0
  • Monthly fee Rp 0
  • Saving and withdrawing at the nearest BTPN Wow! agents
  • Different saving accounts can be made for different purposes
  • Your mobile phone number = your account number
  • Access your account through your mobile phone by pressing *247# or using the internet
  • Notification on every transaction using short messaging system (SMS) for every financial or non-financial transaction

For more about BTPN Wow! please click here.

For more information about the product charges and transaction limit please click here.



  • Available for individual customers and business entities
  • Complete the account opening form and submit supporting documents as required.

Individual customers

  • A copy of ID card
  • A copy of Tax Identification Number (NPWP) if available


Business entities

  • A copy of the entity’s Memorandum & Article of Association (AD/ART)
  • A decision letter from the Ministry of Justice/Supplement to the State Report (TBN RI = tambahan berita negara)
  • A copy of the list of organizational structure and the party who is appointed to manage the legal entity
  • A letter of appointment on the account management
  • A copy of the business entity’s Tax Identification Number (NPWP)
  • A copy of the Business License (SIUP)
  • The legal entity’s specimen signatures
  • Tax exemption certificate (for foundations only)

Distribution of BTPN Wow! Agents can be viewed by choosing region below:  


Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra 

BTPN Pecenongan Customer

Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis.