Paketmu Kredit Usaha Rakyat (KUR)

Be a successful entrepreneur by becoming our partner. Get the advantage of our loan facilities with flexible installment period and equipped by a variety of entrepreneurial skills training to help your business growth. KUR applications are now available in the following cities:

  • Blitar
  • Cilacap
  • Gresik
  • Jakarta
  • Jember
  • Kediri
  • Kudus
  • Karawang
  • Malang
  • Medan
  • Mojokerto
  • Pati
  • Pekalongan
  • Purwodadi
  • Purwokerto
  • Surabaya
  • Semarang
  • Tangerang
  • Tegal

Supported with Excellent Personal Services

Wide Network Branches

As our branches are spread out in the country, BTPN Mitra Usaha Rakyat is ready to serve Indonesians and gives the opportunity for our customers to have a more meaningful life.

More Than Just Loans

BTPN Mitra Usaha Rakyat does not only provide financial service but also empower its customers through different trainings in collaboration with the Bogor Institute of Agriculture’s School of Business (SP IPB).

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra 

BTPN Pecenongan Customer

Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis.