Guardia Premium 

Find protection solutions along with the potential for developing long-term investment assets so that your financial plans in the future remain protected from various life risks.

  • EASY to choose protection benefits as needed.(1)
  • 110%(2) Premium allocation since 3rd Policy year onwards for potential Investment Value.
  • FLEXIBLE in the method and amount of payment of the Periodic Total Premium according to the financial plan.
  • CONVENIENCE of Medical Assistance Services (Medical Assistance) in any part of the world.(1)
  • INVESTMENT OPPORTUNITIES in Indonesia, Asia Pacific & global markets.


1) In accordance with the terms and conditions that apply in the Policy.

2) There is a difference between the unit selling price and the unit purchase price of 5%.