07 June 2007


Jakarta (Admin). InfoBank announced on Monday that the assessment conducted by its research team on 130 banks in Indonesia has resulted in a finding that 92 banks were entitled to the status of "Excellent".


The 130 banks assessed were those meeting the standards of the Indonesian Banking Architecture (API), i. e.  minimum assets of Rp 80 billion.


The assessment was based on five criteria: capital adequacy ratio (CAR), earning assets, profitability, liquidity, and efficiency, measured based on the published financial statements of the last two years.


In the assessment, the research team divided the banks into three categories based on the size of capital in accordance with Indonesian Banking Architecture, i.e. Rp 10-50 trillion, Rp 1 trillion to Rp 10 trillion, and 100 billion- Rp 1 trillion.


For banks with capital above Rp 10 trillion to Rp 50 trillion, Bank Danamon was ranked first, followed by BRI and BCA.


For banks with capital of Rp 1 trillion and Rp 10 trillion, Bank UOB Indonesia was ranked first, followed Bank Mizuho Indonesia, Bank Niaga, Citibank, and Bank Tabungan negara (BTN).


Meanwhile, for the categories of banks with the capital of Rp 100 billion to Rp 1 trillion, the first rank was won by Bank Woori Indonesia, followed by Bank Saudara, Bank BTPN, Bank Kesejahteraan Ekonomi, and Bank Pembangunan Daerah (BPD) Bali.


Infobank's studies revealed that the banking profit has enjoyed a significant increase of 23.58% to Rp 28.82 trillion in 2006 from Rp 22.65 trillion in 2005.


The increase in profit was attributable to macroeconomic stability that supported the growth for the banking sector, the bigger decline of deposit interest rates as compared to lending rates, and more aggressive banking activities to boost "fee-based income."

For further information please contact:


PT Bank BTPN Tbk
Andrie Darusman – Communications & Daya Head
Email: [email protected] or [email protected]


Bank BTPN in brief

PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive underprivileged communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving microbusinesses, BTPN Business Banking—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving productive underprivileged customers. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.