Maxi Micro : Bank BTPN

Maxi Micro

Business management and planning requires management. To ensure your business is well managed and your business development plan runs smoothly, we provide Maxi Micro Loans.

Product Overview

Maxi Micro loans can be used for managing and planning large-scale businesses such as expanding business premises, purchasing raw materials to expanding warehouses, all of which require additional capital which is often larger than the initial plan.



Requirements & Procedures

  1. Fill in the loan application form
  2. Prospective debtors must meet the main requirements to obtain financing facilities, including, but not limited to:
  • Individuals, with notes:
    • Including UD, PD, Shop
    • Indonesian citizens domiciled in Indonesia
    • Minimum age 21 years or 18 years if married
    • Maximum age of debtor can be set, can be ignored if there is a succession plan.
    • The business of the prospective customer is not included in the type of industry that cannot be financed based on Bank BTPN's policies.
    • Prospective customers are not included in the category of debtors who have non-performing loans based on the results of checking with Bank Indonesia and/or OJK.
    • Prospective customers are not included in the black list of Bank Indonesia and/or OJK.
    • Prospective customers have never received a loan at Bank BTPN which is classified as problematic.
    • Prospective customers pass the credit analysis process in accordance with applicable policies at Bank BTPN.
    • Prospective customers open a checking or savings account at Bank BTPN.
  • Business Entity: CV, PT
  1. Documents that must be fulfilled are:
  • Identity Document
    • Individual : e-KTP
    • Business Entity: proof of endorsement of business entity, company articles of association
  • NPWP & Business Permit
  • Financial Documents, Sale and Purchase Notes, Financial Statements & Bank Account
  • Collateral Documents : SHM/SHGB/SHM Sarusun
  1. Prospective debtors have collateral to guarantee financing in the form of vacant land, land & buildings, flats/apartments.
  2. Loan applications are submitted through the nearest BTPN branches/sales channel.



  • Each application that meets the requirements above will be processed based on the applicable provisions at BTPN.
  • The debtor is required to provide the required and required data and/or information and ensure that the data and/or information provided are correct in accordance with what was notified and submitted, and frees BTPN from any loss, claim or lawsuit that may arise in the future on the data and/or information provided by the debtor.
  • If a more complete explanation is needed regarding loan product information and or if there are complaints/complaints, please contact the nearest BTPN branch officer

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra

BTPN Pecenongan Customer

"Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis."