Kredit Pensiun Sejahtera : Bank BTPN

Kredit Pensiun Sejahtera

It is a credit facility specially designed for pensioners.

The Kredit Pensiun Sejahtera offers easy payment with a maximum installment period of 180 months and maximum loans of Rp500 million.


  • Installment

    • Installment is automatically taken from the customer’s monthly pension
  • Easy & Quick

    • Easy procedure
    • Customers will immediately receive the fund as soon as the documents and credit requirement are declared complete by the bank.
  • Flexible

    • Maximum loans of Rp500 million
    • Maximum installment period of 180 months
    • Top Up and Take Over from other bank facilities are available
  • Protection for inheritors

    • The credit facility is insured and therefore when the debtor passes away, the inheritors can pay the remaining loans. The insurance companies are PT. Asuransi Allianz Indonesia, PT. Asuransi Jiwa Generali Indonesia, and PT. Avrist Assurance.


Get Your Kredit Pensiun Sejahtera Today

Documents requirement :

  • Original Retirement Certificate
  • A copy of valid ID card
  • Reference of pension benefits (valid CARIK/copy of savings book/related documents)
  • A copy of Tax Identification Number (NPWP)
  • A copy of Family Cards

* in accordance with the bank’s terms and conditions

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra

BTPN Pecenongan Customer

"Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis."