The light that empowers, creates a more meaningful life

BTPN Sinaya is the wealth management business unit of Bank BTPN that offers security, excellent personal service and optimum return from its banking products.

At BTPN Sinaya, not only your investments grow with optimum return, but they also take on a journey to become “Sinar yang Memberdayakan” (The Light That Empowers). For every fund you save will be distributed to low-income households, micro, small and medium-sized enterprizes, as well as development projects initiated by the government, so that you are contributing to our mission to empower millions of Indonesians and develop national economy.

Enjoy a variety of banking products from savings accounts, current account, deposit account, and other Wealth Management products such a Mutual Fund, Bonds, and Bancassurance.

With BTPN Sinaya, develop yourself and others to create a more meaningful life.

Your Money Journey

In BTPN Sinaya, your money does not only grow, but also embarking a journey of empowering others to improve the lives of Indonesians.

Follow your money in BTPN Sinaya for a greater significance.

Savings Account & Current Account

BTPN Sinaya offers various savings account products that offers security, excellent personal services and optimum return.


Time Deposit

BTPN with BTPN Sinaya is committed to provide premium, personal services.



Partnering with PT Asuransi Allianz Life Indonesia, BTPN Sinaya is committed to give you the comfort and security of you and your family’s future.


Investment Product

Investment products from BTPN Sinaya that consist of Mutual Fund dan Government Bond


Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.

Wignyo Rahadi

BTPN Sinaya Customer

“I started my tenun (traditional woven cloth) business in 1997. After three years, I began offering training and work opportunities for local communities in Sukabumi, West Java, in Bengkel Tenun workshop. My empowerment project has helped locals who have received trainings to improve their life. Many of them have even started out their own business and also train others to grow and develop together.”  

Cecep Solihin

BTPN Sinaya Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Joice Handoko

BTPN Sinaya Customer

“As a BTPN customer, I feel compelled to share with and empower others. In every occasion, I always encourage other customers who run businesses to introduce online marketing. I’m so glad to contribute by providing training for micro and small business owners on how to use the internet to sell their products online.”