Improving The Significance of Every Indonesian

BTPN is a foreign exchange bank that specializes in empowering and providing services for low-income segments, which include pensioners, micro, small and medium business (MSMEs) owners, and productive poor, or mass market.

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Our Path

1958 1958

The Bank was established in bandung, West java, under the name of Bank Pegawai Pensiunan Militer (Bapemil), serving military veterans. 

1960 1960

License as commercial bank obtained.

1986 1986

Changed its name into Bank Tabungan Pensiunan Nasional (BTPN).

2008 2008

TPG Nusantara S.a.r.l., a subsidiary of US global private equity, TPG Capital, acquired BTPN majority share (71.6%) through a public listing in the Indonesian Stock Exchange. BTPN became a publicly listed company and was an IDR 13.7 trillion bank in assets.

2009 2009

BTPN launched BTPN Mitra Usaha Rakyat to serve micro entrepreneurs in 539 branches. BTPN Mitra Usaha Rakyat recorded IDR 2.3 trillion credit improvement. BTPN released its first long-term obligation in Indonesian Rupiah, rated as A+ (National Scale Rating) by Fitch Ratings. Earned a long-term loan facility in Indonesian Rupiah from International Finance Corporation, a subsidiary of World Bank.

2010 2010

BTPN ranked as the 10th biggest bank in market capitalization, 5th bank with most office branches, and 6th bank with most employees. BTPN managed to launch two long-term obligations with a total of IDR 2.4 trillion and solved the rights issue of IDR 1.3 trillion in December.

2011

BTPN launched Daya, a continuous mass market empowerment program as an integral part on BTPN business activity. In funding business, BTPN introduced BTPN Sinaya which is integrated with Daya initiative. In the same year, BTPN finished the trial period of Sharia Community Banking (BTPN Syariah – Tunas Usaha Rakyat). BTPN made new partnership with ATM Prima to expand its ATM services. Now, BTPN has more than 57.331 ATMs connected to ATM Prima and ATM Bersama network all over Indonesia.

2012

BTPN’s Sharia Community Banking (BTPN Syariah – Tunas Usaha Rakyat) grew significantly. By the end of the year, BTPN Syariah – Tunas Usaha Rakyat served 28.927 community centers in Banten, West Java, and East Java and empowered 444.000 customers in those community centers.

BTPN finished the trial period of a new mobile banking service, BTPN Wow! This program was launched in 2013.

2013

BTPN Syariah – Tunas Usaha Rakyat made a breakthrough improvement; funding more than IDR 1.4 trillion and contributed 3% of Banks’s total credit. The Sharia Unit Network involved 69.500 Centers all over Indonesia, empowering 931.500 rural customers. BTPN took over Bank Sahabat to be conversed as sharia bank before BTPN separate its sharia unit to a new entity in 2014.

Sumitomo Mitsui Banking Corporation (SMBC) from Japan own 24.3% of BTPN’s shares from TPG Nusantara S.à r.l and other shareholders through share purchase transaction.

2014 2014

Sumitomo Mitsui Banking Corporation (SMBC) from Japan increased their number of shares and became main shareholder with 40% shares. SMBC is the second biggest bank in Japan based on their market value with USD1.3 trillion of asset. This takeover put BTPN in a firm position. Not only having a strong shareholder, BTPN, through SMBC, now has the funding access to regional and international money markets, if needed.

2015

BTPN officially launched BTPN Wow!, a mobile digital platform. With a simple mobile phone, the customers are now able to open a bank account with simplified verification process. They can also enjoy various banking transactions such as deposit, withdrawal, transfer, bill payment, apply micro credit, and buy micro assurance product. This innovation aims to support the customers to do banking transactions via mobile phone, as if the bank is in their hands. Through the Agents (branchless banking), BTPN can now extend their financial services reach to serve remote citizens.

BTPN Wow! is the implementation of the Laku Pandai innovation, initiated by OJK.

2016

BTPN launched Jenius, a mobile application designed and developed to serve the customers in managing their life finance in an easier, smarter, and safer way via their Android and iOS-based smartphone. Recent research shows that digital savvy community needs an easier, smarter, and safer banking services via their smartphone. BTPN, with its vision of making a difference in the lives of millions of Indonesian citizens, fulfills that need with Jenius.

Business Units

Wholesale Banking Business

The evolution of WHOLESALE BANKING products and services is driven by the needs of companies from every industrial sector in an ever-changing world. 

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BTPN Sinaya

A financing business unit which offers secured feeling, excellent services with privacy and optimum yield from our superior products.

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BTPN Purna Bakti

We appreciate our customers dedication and efforts during their active services. Our appreciation is reflected through a specially designed service which meets the needs of the retirees.

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BTPN Mitra Usaha Rakyat

Since 2008, BTPN Mitra Usaha Rakyat has supported successful micro businesses in Indonesia, not only through loans but also through trainings to improve our customers’ capacity to expand their businesses.

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BTPN Mitra Bisnis

We are present to empower small and medium enterprises through loans as our main product. Together with BTPN Mitra Bisnis we take you to grow together by offering the access to our main banking services and other supporting business services.

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BTPN Wow!

BTPN Wow! is the BTPN’s effort in running the Laku Pandai program (brancless office) which was initiated by the Financial Services Authority (OJK).

BTPN Wow! offers solution to branchless banking which is especially designed for the market segment that still does not have access to banking services. This service can be accessed through the simplest mobile phone with only one bar signal.

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Jenius

An application that is designed and developed to help digital savvy society in arranging their life finance easier, smarter and safer through an Android- or iOS-based smartphone.

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Subsidiary

BTPN Syariah

A business unit which focuses on empowering our costumers from the productive poor families so that they can achieve a better livelihood.

Empowering You to Do More

We provide our customers with opportunities to grow by improving their capacity to expand their businesses as well as achieving a healthier and more properous life. We believe we can make a change not only for our customers but also for millions of Indonesians.