BTPN Micro Business

Your success is our goal.

Since 2008, BTPN Micro Business has supported the success of productive economic entrepreneurs in the Micro & Small sector and their communities in Indonesia through our loans and our training to increase their capacity in improving their business quality.

Maxi Micro

For regular MSME business management or to develop rapid business expansion, we provide Maxi Micro Loans.


Digital Micro

In daily business activities, unprecedented procedures often occurs which may hinder cash flow. To ensure smooth cash flow, we provide Digital Micro Loan, with flexible payment.


People's Business Credit (Kredit Usaha Rakyat/KUR)

We help distribute Kredit Usaha Rakyat (KUR) in accordance with government programs to help you develop your business or invest in individual or individual debtors, business entities or productive business groups.


Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra 

BTPN Pecenongan Customer

Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis.