Kredit Pegawai : Bank BTPN

Kredit Pegawai (Active Employee Loan)

It is a credit facility which is specially designed for active employees in institutions/business entities, companies.

This product offers payment installment period of up to 120 months with a maximum credit of Rp 300 million and easy payment process.

  • Installment
    • Installment is automatically taken from monthly salary
  • Easy & Quick*
    • Easy procedure
    • Customers will immediately receive the fund as soon as the documents and credit requirement are declared complete by the bank.
  • Flexible
    • Maximum loan up to Rp 300 million
    • Maximum installment period of 10 years
    • Top Up and Take Over from other bank facilities are available
  • Protection for inheritors
    The credit facility is insured and therefore when the debtor passes away, the inheritors can pay the remaining loans


*In accordance with the bank’s terms and conditions


For more information about the product, please click here.

Get Your Kredit Pegawai Today


Document requirements:

  • A statement letter for civil servant/Appointment letter as permanent employee*
  • A letter informing the latest salary/working period*
  • Recommendation letter from related official
  • A copy of employee card
  • A copy of valid ID card
  • A copy of Tax Identification Number (NPWP)
  • A copy of savings book

* In accordance with the employment state

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra

BTPN Pecenongan Customer

"Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis."