Government Bond

Government Bonds offered through BTPN in order to have a long term fixed income

Product Description

What is Government Bonds?

Bonds are debt securities issued by governments, corporations, or other issuers to bondholders to raise money. Bond issuers will repay the redemption value of the bond upon maturity, and a rate of interest throughout the life of the bond. Government Bonds means debt securities issued by Government of Indonesia.



Bonds generally pay a higher rate of return than time deposits with a similar tenor. Bonds offer regular interest income throughout the tenor. Bonds can be redeemed anytime before maturity.

If bond prices move up, you can benefit from capital appreciation.


Range of Products Offered

Primary Market

Indonesian Retail Government Bond Series

Indonesian Retail Sukuk Series



Bonds are not BTPN products. BTPN is acting as a (sub) selling agent and does not guarantee investment instruments, capital and investment returns. BTPN shall not be responsible for any and all claims and risks arising from the portfolio management of the bonds. BTPN does not provide any investment advice.

Investments in bonds are not covered by the Government of Indonesia Blanket Guarantee Programme.

Investments in bonds involve market, interest rate, liquidity, credit and other risks, including possible loss of principal amount invested. Investors must read and understand the risk factors, fees and other details before investing in bonds. Past performance does not indicate future performance.

Investment value may go up as well as down depending on the market condition and other factors.

Four easy steps to buy Government Bonds in Primary Market


  1. Complete Securities Account Opening Form by visiting our selected branch.
  2. Check the latest coupon announced by Government
  3. Subscribe to your selected bond at our branch.
  4. Review your bond price regularly to take capital gain opportunity or stay invested until it matures.

Product Submission Form

I hereby express my interest in applying for savings.

Other Investment Product

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.

Wignyo Rahadi

BTPN Sinaya Customer

“I started my tenun (traditional woven cloth) business in 1997. After three years, I began offering training and work opportunities for local communities in Sukabumi, West Java, in Bengkel Tenun workshop. My empowerment project has helped locals who have received trainings to improve their life. Many of them have even started out their own business and also train others to grow and develop together.”  

Cecep Solihin

BTPN Sinaya Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Joice Handoko

BTPN Sinaya Customer

“As a BTPN customer, I feel compelled to share with and empower others. In every occasion, I always encourage other customers who run businesses to introduce online marketing. I’m so glad to contribute by providing training for micro and small business owners on how to use the internet to sell their products online.”