Bank BTPN E-Banking & Banking Reinvented
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Jenius Banking Reinvented
17 January 2019
Jenius Presents Life Finance Solution in Malang
Malang, Jan. 17, 2019 – Being established with a co-creation spirit, Jenius keeps innovating in creating unique features as life finance solutions to digital savvy. After being introduced to Surabaya citizens in May 2018, Jenius has received an enourmous welcome from digital savvy in East Java, including in Malang city. Today, Malang citizens can download the innovative application of PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) from App Store or Google Play Store, or by visiting Jenius booths in Malang Town Square and Mall Olympic Garden.
“Malang is one of the cities in Indonesia with economic growth being triggered by the existence of educational institutions and tourism. This has helped improved the need of better financial services. The presence of Jenius in Malang also answers the digital savvy’s need to obtain life finance solutions, which are easy, smart and save. We hope we can involve more digital savvy people to develop a more comprehensive life finance solution,” said Peterjan van Nieuwenhuizen, Head of BTPN Digital Banking.
After being launched in Jakarta in August 2016, Jenius has integrated the elements of life style and finance (life finance concept) to digital savvy people in the Greater Jakarta, Bandung and Surabaya. “Digital technology penetration in the society, which is increasing, has made smartphones have a very significant role in accessing numerous services as well as making any decisions. Without we realizing it, every decision in life has a financial consequence. Therefore, Jenius is present as the life finance solution which helps every individual manages their lifestyle and finance in accordance with their desires and needs,” Peter said.
BTPN Head of Digital Banking Value Proposition & Product, Irwan Sutjipto Tisnabudi, explained that Jenius features would still be developed through co-creating process with digital savvy people so that the features would adjust to the life style of the users. “The collaboration and co-creating that we have done would not stop in the early creation phase. The presence of Jenius in different locations have boosted our spirits to co-create and get inputs and ideas for banking service which will be more relevant to the needs for the digital savvy people.”
Among unique features in Jenius are Sent It, which can be used to tranfer money and pay bills such as phone bills, credit cards, e-commerce, internet, cable tv, top up transportation and mobile phone through smartphones. The $Cashtag feature gives another option for users to remember and give information of their banking account number to others much easier because the information does not contain of numbers but names. Meanwhile, each Jenius customer has an opportunity to get 5 (five) debit cards equipped with Visa and GPN networks that can be used to alocate financial transactions based on their needs. Jenius debit cards consist of main card (m-Card), virtual debit card (e-Card) and additional cards (x-Card) that can be used on the ATM Bersama/Prima networks. Beside that, the e-Wallet Center makes it easier for users to top up their Go-Pay, OVO, TCASH and M-Tix accounts.
As a comprehensive financial management, Jenius provides different types of savings in one Jenius accounts such as Flexi Saver, Dream Saver and Maxi Saver. Flexi Saver is a flexible saving with attractive interest that can be withdrawn or saved anytime without any limited period. The Dream Saver can be used for a specific purpose and can be automatically withdrawn from the daily, weekly and monthly Active Balance. Meanwhile, Maxi Saver is a Jenius time deposit with optimum interest. So, Jenius customers can make a deposit saving without queuing in BTPN branch office, and can decide the flexible saving period from one to 12 month period.
Jenius also provides easy feature for its users in classifying financial transactions using the In and Out feature. The user can also download financial transaction records in Jenius using the e-Statement feature that can be shared through e-mail, SMS or chatting application.
The presence of Jenius in Malang was warmly welcomed by Winda Carmelita, a freelancer (@windacarmelita) who has used Jenius. “Jenius really helps me in financial management. All financial affairs can be done easily such as opening a saving account without having to go to the bankto saving features such as Flexi Saver, Dream Saver and Maxi Saver. The e-Card feature also makes it easier for me to do online transactions as a replacement for credit cards. I am very happy that Jenius are finally here in Malang so that digital savvy people in Malang can easily access information and do online transaction through Jenius,” said the resident of Malang.
For further information please contact:
PT Bank BTPN Tbk
Andrie Darusman – Communications & Daya Head
Email: [email protected] or [email protected]
PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive, pre-prosperous communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving micro businesses, BTPN SME—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving customers from the mass market. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.