01 June 2009


BANK Tabungan Pensiunan Nasional (BTPN) once again proved its strong position in the recent Infobank 2009 rating. In 2008, the Bank's took the top position among banks with total capital of Rp 1 trillion to Rp 10 trillion. This time around, the Bank with majority of shares owned by Texas Pacific Group reoccupied the same top position due to its excellent performance of 2008.

Such prestigious position was attributable to a number of elements, such as net interest income of Rp 1.31 trillion, or an increase of 25.86% and net income of Rp 378.89 billion or an increase of 9.06% over the previous year. Total lending as of the end of 2008 reached more than Rp 10 trillion or increased by 33.84% compared to the end of 2007. Meanwhile, gross NPL ratio decreased to 0.59% as of the end of 2008, compared to 1.31% of the end of 2007.

According to Jerry Ng, President Director of BTPN, such lending growth followed by the improvement in the quality of earning assets reflects the application of prudential banking practices that was also the main factor driving the increase of net interest income and net income.

"We understand that we are currently faced with dynamic and challenging economic condition. Therefore, we are grateful that BTPN can still record performance growth in 2008," stated he.

As of the end of 2008, BTPN also recorded a 32.92% increase in public funds to Rp 11.38 trillion compared to the position at the end of 2007. Meanwhile, total assets grew 29.47% to Rp 13.69 trillion capital adequacy ratio of 23.67% and return on equity (ROE) of 28.44%.

Having this performance, the Bank with headquarter in Bandung, West Java undeniably deserves the title "excellent" in InfoBank rating. (Source: InfoBank Magazine June 2009 Edition, 30th May 2009, Author: Tb. Rully Ferdian, Pg: 33)

For further information please contact:


PT Bank BTPN Tbk
Andrie Darusman – Communications & Daya Head
Email: [email protected] or [email protected]


Bank BTPN in brief

PT Bank BTPN Tbk (Bank BTPN) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia (SMBCI) in February 2019. Bank BTPN serves various segments in the banking industry, from retail to corporate customers, including retirees, micro-, small- and medium-sized enterprises (MSME) and productive underprivileged communities; the consuming class segment; and the corporate segment. Bank BTPN provides the services through business units, such as BTPN Sinaya—a business unit for wealth management, BTPN Purna Bakti—a business serving retirees, BTPN Micro Business—a business unit serving microbusinesses, BTPN Business Banking—a business serving small- and medium-sized enterprises, Jenius—a digital banking platform serving the consuming class segment, and the corporate business unit, which serves national, multinational, and Japanese companies. Bank BTPN also has a subsidiary, namely PT Bank BTPN Syariah Tbk, which focuses on serving productive underprivileged customers. Bank BTPN also regularly provides training sessions and information for customers through the Daya Program—a sustainable and measurable empowerment program—to improve customers’ capacity so they can grow and have a chance to live better.