Kredit Pensiun Sejahtera 36 : Bank BTPN

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Kredit Pensiun Sejahtera 36

Kredit Pensiun Sejahtera 36 is a credit facility intended for employees entering a maximum of 36 months into retirement.

This product offers a choice of credit terms, a maximum of 180 months including a maximum grace period of 36 months.

Excellence

Postponement of repayments
- The maximum grace period for repayment (principal + interest) is 36 months
- Installments are deducted directly from Tabungan Hari Tua (THT) and monthly pension
  benefits
Easy and fast
- Easy conditions
- Application process and disbursement of funds on the same day*
Flexible
- Credit ceiling up to IDR 500 million
- Maximum credit period of 180 months (including grace period)
- Additional credit facilities (Top Up) and transfer of credit facilities from other banks (take over) are available
Protection for heirs
- The credit facility is paid off if the customer dies because it is covered by credit life insurance.
- Insurance options: PT. Allianz Indonesia Insurance, PT. Avrist Assurance, and PT Heksa Solution Insurance.

*In accordance with applicable terms and conditions

Product Information & Charges

Get Your Kredit Pensiun Sejahtera 24 Today

Document Requirement :

Original Pension Decree / SKEP
Photocopy of valid KTP
Reference to pension and THT
Photocopy of NPWP
Requirements for pension & THT documents
Account opening documents

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.

Rumindah

BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra

BTPN Pecenongan Customer

"Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis."