Kredit Pensiun Sejahtera Plus

Kredit Pensiun Sejahtera Plus is a credit facility for employees, who are facing retirement period, with a maximum installment of six (6) months.


  • A maximum six (6) months of grace period

    • Full payment (principal and interest) will be done at the end of the grace period or direct payment from Tabungan Hari Tua (pensioners’ savings) at the due date
  • Easy and Quick

    • Easy procedure 
    • Customers will immediately receive the fund as soon as the documents and credit requirement are declared complete by the bank.
  • Flexible

    • Maximum loan up to Rp 300 million
    • Maximum installment period of 1-6 months
  • Protection for inheritors

    • The credit facility is insured and therefore when the debtor passes away, the inheritors can pay the remaining loans. The insurance companies are PT. Asuransi Allianz Indonesia, PT. Asuransi Jiwa Generali Indonesia, and PT. Avrist Assurance.

For more information about the product, please click here.

Have Your Kredit Pensiun Sejahtera Plus Today

Document requirement :

  • Original Retirement Certificate
  • A copy of valid ID card
  • Reference of Tabungan Hari Tua (THT)
  • A copy of Tax Identification Number (NPWP) (for loans of more than Rp 50 million)
  • Documents for retirements and THT
  • Document for opening an account

*in accordance with the terms and conditions of the Bank

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.


BTPN Mataram Customer

“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Rudy Chandra 

BTPN Pecenongan Customer

Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis.