Bank BTPN E-Banking & Banking Reinvented
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SMAR&TS
TOUCHBIZ
BTPN Wow!
AksesBisnis@BTPN
Jenius Banking Reinvented
KUR Small/KUR Kecil is secured loan product which provided for traders or entrepreneurs involved in MSME (UMKM) business sector. Product loan limit for Micro KUR products starting from > Rp. 100 million up to Rp. 500 million with maximum loan term up to 48 months for working capital needs and 60 months for investment needs.
KUR Kecil product credit facility can be used for working capital credit purposes to meet the working capital needs of MSME entrepreneurs, or it can also be used for investment as business development. In addition, through the Daya Program, all debtors are given the opportunity to receive training aimed at assisting debtors in managing and/or improving their business capabilities.
Requirements & Procedures
No |
Type of documents |
Individual |
A |
Requirement documents |
|
1 |
Application for Credit & Account opening |
√ |
2 |
Identity documents |
√ |
|
a. E-KTP ID card (along with spouse's E-KTP ID card) |
|
|
b. Family Card/Marriage Certificate (if married) |
|
|
c. Divorce Certificate or Death Certificate/Deed (if widow/widower) |
|
|
d. NPWP |
|
|
e. Business license/certificate (NIB) |
|
3 |
For ceilings > 100 million to 500 million, you must attach an additional guarantee in the form of a guarantee certificates |
√ |
|
a. Land & Building (SHGB/SHM/SHMARS) |
|
|
b. Motorized Vehicles (BPKB) |
|
B |
Credit Bonding Documents |
|
1 |
Credit Agreements |
√ |
2 |
Collateral bonding documents |
√ |
Notes :
Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.
BTPN Mataram Customer
“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”
BTPN Bogor Customer
“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”
BTPN Pecenongan Customer
"Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis."