Giro : Bank BTPN

Current Account

BTPN Sinaya Current Account is specially designed to support business activities of our individual and non- individual customers.

Product overview

  • It is a demand deposit account equipped with check book and bilyet giro book
  • Account can be accessed through BTPN branch offices
  • ATM card service is available for individual customers
  • All paid interests are subject to taxes stipulated by the government 
  • Minimum amount of initial deposit:
    • For individual customers: Rp 500,000
    • For non-individual customers Rp 1,000,000
  • Minimum balance: Rp 1,000,000
  • Information services regarding account transactions are available from Sinaya Notification (through SMS and e-mail). To access the Sinaya Notification services automatically, customers should use cellular services from a local GSM provider (Telkomsel, XL, Indosat, Axis or Three (3)).


Customer terms & conditions


Get BTPN Sinaya Giro Now

  • Available for individual and non-individual customers
  • Complete the account opening form and submit supporting documents that are required
  • Required documents:


  • Original ID card
  • NPWP (tax identification number) Card


  • Original ID card
  • NPWP (tax identification number) Card
  • Company documents, such as SIUP (business permit) and TDP (company registration certificate) 


Customers who need to get information, share advise or complaints regarding BTPN products and/or services, can directly contact our Consumer Complaints Management Unit in the nearest BTPN branch office or BTPN Call on 1500300. 


Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.

Wignyo Rahadi

BTPN Sinaya Customer

“I started my tenun (traditional woven cloth) business in 1997. After three years, I began offering training and work opportunities for local communities in Sukabumi, West Java, in Bengkel Tenun workshop. My empowerment project has helped locals who have received trainings to improve their life. Many of them have even started out their own business and also train others to grow and develop together.”  

Cecep Solihin

BTPN Bogor Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Joice Handoko

BTPN Sinaya Customer

“As a BTPN customer, I feel compelled to share with and empower others. In every occasion, I always encourage other customers who run businesses to introduce online marketing. I’m so glad to contribute by providing training for micro and small business owners on how to use the internet to sell their products online.”