TRANSACTION SECURITY TIPS VIA SINAYA ONLINE
TRANSACTION SECURITY TIPS VIA SINAYA MOBILE
Please find below a sample of BTPN Sinaya Mobile login screen:
Beware of PHISHING!
What is Phishing?
Phishing is the means of fraud committed by certain parties to obtain confidential information / personal customers such as User ID and Password / PIN for the purpose of fraud/crime.
Ways of how Phishing is done::
Tips on how to avoid Phishing:
Beware of Viruses / Worms, Trojans, Spyware and Bots
Virus / Worm
Virus / worm is a computer program that can spread itself from one computer to another without being realized by the computer owner. Virus / worm can damage the operating system, applications and data on the infected computer.
The difference between virus and worm is on the way its spread. Virus occupies space in storage media (i.e., attached to a file or stored in the hard disk boot sector) and generally spread through USB flash disk, email attachment, a file that is downloaded from the Internet, or through a visit to a web page that deliberately spread the virus. While the worm spreads through network. There is also a joint program between viruses and worms, which is stored on the storage media, but spreads through the network.
Some examples of the impact of virus/worm infections:
Trojan is a type of virus that masquerades as another file that is secure, i.e., an Excel document attached to the email. The computer user is tricked to perform actions that can spread the trojan, such as opening the attachment that was thought to be a normal file, which in fact contains a trojan program.
After successfully infecting a computer, trojan is able to illegally send important information, such as User ID and Password, to another party or do harmful actions to the infected computer.
Spyware is a kind of computer program created to 'steal' confidential/personal information from the infected computer and sends it to a specific location on the internet for later taken by the author. The information that becomes its main target, for example: credit card number, User ID and Password / PIN, account numbers, email addresses, etc.
Spyware can be installed via, such as, email attachments, programs that are installed from unverified website or other sources.
However, unlike the virus that is more destructive, spyware works silently in order to not easily being found, so it's easier for it to collect the information/data which is targeted by the spyware creator.
Bot is a kind of computer program that can allow the infected computer to be controlled by other people remotely over the network. The Bot creator will be able to do anything with the infected computer.
Generally, the infected computer is being used to spread out Spams, Viruses, Worms, or to attack other computers.
Tips to avoid Virus/Worm, Spyware, and Bot: