Bank BTPN E-Banking & Banking Reinvented
Get the easy and convenient banking from your PC, laptop, tablet, or smartphone.
SMAR&TS
TOUCHBIZ
BTPN Wow!
AksesBisnis@BTPN
Jenius Banking Reinvented
KUR Micro product is unsecured loan product which provided for traders or entrepreneurs involved in MSME (UMKM) business sector. Product loan limit for Micro KUR starting from Rp. 10 million to Rp. 100 million with maximum loan term up to 36 months for working capital needs and 60 months for investment needs.
KUR Micro can be used to meet the working capital needs of MSME entrepreneurs or for investment as a way to develop a business. In addition to financial access, through the Daya Program, customers are provided with opportunities to develop their business knowledge and skills, as well as create new business opportunities.
Summary of Product Information can be seen here
Requirements & Procedures
Type of Document (*) |
Individual |
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Required Documents |
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• Application for credit application & account opening |
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• Identity Documents • KTP (along with spouse's ID card) • Family Card / Marriage Certificate (if married) • Divorce Certificate or Death Certificate / Death Certificate (if widowed) |
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• NPWP • Permit/business statement (from Kelurahan / Ministry |
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• Credit Binding Document • Credit Agremeent |
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Notes:
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Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.
BTPN Mataram Customer
“Since the 1990s, I have been developing, accommodating and selling the handiwork of weavers. Unfortunately, the business was not going anywhere. After my retirement, I was determined to develop this business further. Now, together with the BTPN Purna Bakti, my business has grown and I have my own gallery.”
BTPN Bogor Customer
“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”
BTPN Pecenongan Customer
"Small to medium retail printing is a capital heavy business, but what we sell is largely service-unlike the large scale printing companies. Not many banks are willing to look past the surface and understand the type of business that I have built and run since 8 years ago. With the Bank’s support and assistance over the past 2 years, my business continues to grow together with BTPN Mitra Bisnis."