Tabungan Sinaya Bisnis

With competitive interest rate, Tabungan Sinaya Bisnis is specially designed for corporate customers.

Product overview

  • Offers competitive interest rates
  • Account can be accessed from BTPN branch offices
  • All paid interest are subject to taxes stipulated by the government 
  • Minimum amount of initial deposit and withheld balance: Rp 10,000,000
  • Minimum balance is Rp 10,000,000 otherwise subject to penalty
  • Minimum balance to be eligible for interests: Rp 10,000,000
  • Interest is calculated on daily balance using the threshold method

Reports are provided in a passbook that can be signed by a maximum 2 (two) authorities/parties authorized by a customer. 



Customer terms & conditions


How to Apply

  • Available for non-individual customers
  • Complete the account opening form and submit supporting documents that are required
  • Required documents:
  • Original ID card
  • NPWP (tax identification number) Card
  • Company documents, such as SIUP (business permit) and TDP (company registration certificate) 

Customers who need to get information, share advise or complaints regarding BTPN products and/or services, can directly contact our Consumer Complaints Management Unit in the nearest BTPN branch office or BTPN Call on 1500300.

Other Savings Account

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all BTPN customers to grow and make a more meaningful life through our products and activities.

Wignyo Rahadi

BTPN Sinaya Customer

“I started my tenun (traditional woven cloth) business in 1997. After three years, I began offering training and work opportunities for local communities in Sukabumi, West Java, in Bengkel Tenun workshop. My empowerment project has helped locals who have received trainings to improve their life. Many of them have even started out their own business and also train others to grow and develop together.”  

Cecep Solihin

BTPN Sinaya Customer

“My business has grown significantly after three years of becoming a BTPN customer. Especially with the trainings I received from BTPN, now I understand about bookkeeping and business management. There, I also learnt about online business.”

Joice Handoko

BTPN Sinaya Customer

“As a BTPN customer, I feel compelled to share with and empower others. In every occasion, I always encourage other customers who run businesses to introduce online marketing. I’m so glad to contribute by providing training for micro and small business owners on how to use the internet to sell their products online.”